Low Income Apartments and Affordable Housing For Rent in Champaign, IL (2024)

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Discover affordable housing in Champaign where there are 19+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Town Center Apartments

2413 N. Neil Street, Champaign, Illinois 61820

Countrybrook Apartments

2592 W Springfield Ave, Champaign, Illinois 61821

Round Barn Manor Apartments

2000 W John Street, Champaign, Illinois 61820

Eden Supportive Living of Champaign

222 N State St, Champaign, Illinois 61820

The Haven at Market Place

501 Interstate Dr, Champaign, Illinois 61822

Providence at Thornberry

3800 Colleen Drive, Champaign, Illinois 61822

Providence at Sycamore Hills

1301 N. McKinley, Champaign, Illinois 61821

Times Center Construction

70 E Washington St, Champaign, Illinois 61820

Bristol Place

114-19 E Garwood St, Champaign, Illinois 61820

Douglas Square Apartments

Bradley And 4th St, Champaign, Illinois 61820

Oakwood Trace Apartments

1121 Red Oak Court, Champaign, Illinois 61820

Oakwood Trace Townhomes

304 E Beardsley Ave, Champaign, Illinois 61820

Gregory School Apartments

202 W Columbia Ave, Champaign, Illinois 61820

Columbia Place

501 E Columbia Ave, Champaign, Illinois 61820

Scattered Sites

1106 N 6th St, Champaign, Illinois 61820

Washington Square

108 W Washington St, Champaign, Illinois 61820

Skelton Place

302 S 2nd St, Champaign, Illinois 61820

Gramercy Park Apartments

2106 W White St, Champaign, Illinois 61821

Burch Village Redevelopment Mhr - 2055 E

E Bradley Ave, Champaign, Illinois 61820

Back to rentals ↑

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment InChampaign, Illinois

$19.87/hour

$5.87

(+42%) more thanIllinois minimum wage and

$12.62

(+174%) more than the Federal minimum wage.

Learn More About Champaign, Illinois AffordableHousing ↓

What HUD offices serve Champaign, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs atlocal levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within theirjurisdiction.

Housing Authority of Champaign County

Operates the Section 8 Housing Choice Voucher (HCV), Moving to Work, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV), Mainstream Voucher, Rental Assistance Demonstration (RAD), Homeownership programs for Champaign, Illinois.

Go to theIllinoisPublic Housing and Low-Income Apartments Waiting Lists page for openings near Champaign.

How many renters live in Champaign, Illinois?

The City of Champaign has 89,245people living in 36,997 households.

There are 41,195 renters living in21,220 renter households in thisCity. Renters make up 46.16percent of the population living in Champaign.

What is the rental market like in Champaign, Illinois?

There are an estimated 42,580 housing units in theChampaign area. Of these, 23,975 units are rentalhomes, making up 56 percent of the housing market. Forevery renter household in Champaign, Illinois, there are1 rental units.

What is the vacancy rate for rentals in Champaign?

The rental vacancy rate in Champaign is 6 percent.This is alower than averagevacancy rate.When rental vacancy rates are low there are fewer available units. Rents tend to be higher as morepeoplecompete for scarce housing.

How many rental units are in Champaign for each bedroom size?

Occupied Rental Units by Size in Champaign
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
1,9515,0388,0104,2631,496

Occupied Rental Units by Size in Champaign

A large number of apartments in Champaign have two or fewer bedrooms. Seniors and youngprofessionalsespecially may have more success finding an apartment that meets their needs.

How many renter households in Champaign are overburdened by housing costs?

Among renter households in this market, 50percent havehousing cost burden. Further, 32percent of households are extremely rent overburdened. When renters pay too much for their housing, itleaveslittle money for other necessities like food, clothes, or medicine.

The federal government says that renters arecost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Champaign

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - rangesfrom $880 to $1,397. FMRs areupdated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$880
One BR$885
Two BR$1,049
Three BR$1,372
Four BR$1,397

2024 Fair Market Rents in Champaign, Illinois

How many units are rented at Fair Market Rent (FMR) in Champaign?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s FairMarket Rent. Markets with a large share of units above FMR tend to have longer search times to find aqualified unit, while those with a large share of units below FMR tend to have more choices and shortersearch times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio85944 percent
One BR2,70954 percent
Two BR2,67033 percent

Rental Units Below FMR in Champaign, Illinois

How many affordable rental units are in Champaign?

There are a variety of federal affordable housing programs serving households inChampaign, Illinois including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit810
Section 8 Project-Based Rental Assistance308
Tracked Units by Federal Program in Champaign, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Champaign, Illinois

Champaign features 696 income based apartments.Tenants of income based apartments typically pay no more than 30% of their income towards rent andutilities.

Low Rent Apartments in Champaign, Illinois

There are 450 rent subsidized apartments that do notprovide direct rental assistance but remain affordable to low income households in Champaign.

Housing Choice Vouchers in Champaign, Illinois

On average, Section 8 Housing Choice vouchers pay Champaign landlords$300 per month towards rent. The average voucher holdercontributes $200 towards rent inChampaign.

The maximum amount a voucher would pay on behalf of a low-income tenant in Champaign, Illinois fora two-bedroom apartment is between $944 and $1,154.

Sourced from federal housing data and AffordableHousingOnline.comresearch.

Affordable Housing Tip

Know your rights as a Section 8 tenant.

In many areas, private landlords with an available unit can refuse interested tenants who have a Section 8 voucher. Check your local laws.

What Renters Say About Us

Judy Robinson Fiebiger says:

"Affordable Housing Online is an awesome website. It sure helps a lot of people who have financial issues."

Low Income Apartments and Affordable Housing For Rent in Champaign, IL (2024)

FAQs

What is the Housing Choice Voucher Program in Champaign IL? ›

The Housing Choice Voucher Program provides both Project-Based Vouchers, which provide rental assistance to a specific property, and Tenant-Based Vouchers, which allow families to select housing of their choice throughout Champaign County.

How much do I need to make to live in Champaign, IL? ›

Living Wage Calculation for Champaign County, Illinois
1 ADULT
0 Children2 Children
Living Wage$19.88$44.26
Poverty Wage$7.24$12.41
Minimum Wage$14.00$14.00

What is the poverty rate in Champaign IL? ›

Poverty & Diversity

23.5% of the population for whom poverty status is determined in Champaign, IL (18.9k out of 80.5k people) live below the poverty line, a number that is higher than the national average of 12.6%.

How much is the average utility bill in Champaign IL? ›

On average, Champaign, IL residents spend about $137 per month on electricity. That adds up to $1,644 per year.

How much will Section 8 pay for a 3 bedroom in Illinois? ›

Section 8 Housing Income Limits & Payment Standards
Payment Standards – By Bedroom Size (Effective 1-1-2024)
013
$710$850$1,371

Can I use my Section 8 voucher to buy a house in Illinois? ›

When you have a Section 8 voucher that you can use for homeownership, start looking for housing to buy right away. Like rental vouchers, there may be a time limit for buying a home. There may also be limits on the size and price of the home you can buy, and rules about the types of mortgage you can get.

What is a livable salary for a single person in Illinois? ›

Living Wage Calculation for Illinois
1 ADULT2 ADULTS (1 WORKING)
0 Children1 Child
Living Wage$22.86$36.49
Poverty Wage$7.24$12.41
Minimum Wage$14.00$14.00

What is a livable income in Illinois? ›

Illinoisans would need a minimum income of $49,372 to live comfortably. That income will be harder to stretch if you live in downtown Chicago, where Apartments.com says the average rent is $1,777 a month.

Is it expensive to live in Champaign IL? ›

Champaign, IL housing is 28% cheaper than the U.S average, while utilities are about 10% less pricey. When it comes to basic necessities such as food and clothing, groceries are around 1% more in Champaign, IL than in the rest of the country, while clothing costs around 1% more .

What is the poorest city in the state of Illinois? ›

Per the list, Alorton was named the poorest town in Illinois with a population of 1,864 people. Residents of Alorton make a median household income of $19,605 per year compared to the state's annual median household income of $72,563.

What is considered poor in Illinois? ›

PovertyThe poverty rate is determined by a household's income. If a family or individual's income is below the Federal poverty threshold, they are considered poor. For 2021, the official poverty threshold was $27,479 for a family of four.

What is the poorest community in Illinois? ›

Cities in Illinois with the most living in poverty
  • #8. Danville. ...
  • #7. Macomb. ...
  • #6. Urbana. ...
  • #5. Cahokia. ...
  • #4. Sauk Village. ...
  • #3. Harvey. - Percent of individuals living below the poverty line: 32.8% ...
  • #2. East St. Louis. ...
  • #1. Carbondale. - Percent of individuals living below the poverty line: 43.1%
Jan 20, 2022

How much are utilities per month for one person Illinois? ›

Average Utility Costs in Illinois: $330 per month

While individual utility costs vary — people use different amounts of each service, depending on their lifestyles — here are some averages to help you estimate how much you might stand to spend monthly on utilities in Illinois.

How much is electric bill per month in Illinois? ›

Monthly electric bills are a product of how much electricity you use per month and your electric rate. In Illinois, the average monthly electric bill for residential customers is $149/month, which is calculated by multiplying the average monthly consumption by the average electric rate: 964 kWh * 15 ¢/kWh.

Is Urbana Champaign expensive to live? ›

Urbana, Illinois's cost of living is 12% lower than the national average.

What is a housing choice voucher in CT? ›

The Housing Choice Voucher program is the federal government's major program for assisting very-low-income families to afford decent, safe, and sanitary housing in the private market. Participants are able to find their own housing, including apartments, townhouses, and single-family homes.

What is a housing choice voucher in PA? ›

The Housing Choice Voucher Program is a rental assistance program for low income persons or families who wish to live in privately owned housing.

What is a housing choice voucher in Virginia? ›

Housing Choice Voucher Program in Suburban Virginia. Housing Choice vouchers are rent subsidies formerly known as Section 8 vouchers. Vouchers are funded by the federal Department of Housing and Urban Development (HUD) and are available in urban and suburban cities and counties.

What is a housing choice voucher in Michigan? ›

This federal program provides rent subsidies for very low income people who find their own housing in private homes and apartment buildings. MSHDA administers approximately 28,000 Housing Choice Vouchers. Renters can find more information in our "Guidelines for Tenants" brochure.

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